Question - 1
MISCELLANEOUS :
Banks in our country normally publicize that additional interest rate is allowed on retail domestic term deposits of
Minors
Married women
Senior citizens
Rural residents
None of these
Answer- C
Question - 2
MISCELLANEOUS :
When a bank returns a cheque unpaid, it is called
Payment of the cheque
Drawing of the cheque
Cancelling of the cheque
Dishonor of the cheque
None of these
Answer- D
Question - 3
MISCELLANEOUS :
Which of the following is a correct statement?
SBI is the sole authority to issue and manage currency in India
A nationalized bank is the sole authority to issue and manage currency in India
A cooperative bank is the sole authority to issue and manage currency in India
RBI is the sole authority to issue and manage currency in India
None of these
Answer- D
Question - 4
MISCELLANEOUS :
Interest payable on savings bank accounts is
Not Regulated by RBI
Regulated by central government
Regulated by RBI
Regulated by finance minister
None of these
Answer- C
Question - 5
MISCELLANEOUS :
What does the letter ‘L’ denote in the term ‘LAF’ as referred every now and then in relation to monetary policy of the RBI?
Liquidity
Liability
Linear
Leveraged
None of these
Answer- A
Question - 6
MISCELLANEOUS :
Which of the following terms is used in the field of Banking?
MRI
Refraction
Depository Receipt
Neutralization
None of these
Answer- C
Question - 7
MISCELLANEOUS :
Reverse Repo is a tool used by RBI to
Inject Liquidity
Absorb Liquidity
To keep the liquidity at one level
Increase the liquidity with banking system
None of these
Answer- B
Question - 8
MISCELLANEOUS :
Normally, Banks accept fixed deposits for a maximum period of
5 years
3 years
15 years
10 years
None of these
Answer- D
Question - 9
MISCELLANEOUS :
TRAI regulates the functioning of which of the following services?
Port
Trade
Telecom
Transport
None of these
Answer- C
Question - 10
MISCELLANEOUS :
Bancassurance is
An insurance scheme to insure bank deposits
An insurance scheme exclusively for the employees of banks
A composite financial service offering both banking and insurance products
All of these
None of the above
Answer- E
Question - 11
MISCELLANEOUS :
Obligation of a banker to maintain secrecy is applicable to
In all types of deposit/loan accounts(existing/closed)
Only incase of loan accounts
Only incase of existing deposit accounts
Only in case of closed accounts
None of these
Answer- A
Question - 12
MISCELLANEOUS :
Banks today, in addition to normal banking services, offer which of the following services?
Internet banking
Depository Services
Financial counseling services
All the above
None of these
Answer- D
Question - 13
MISCELLANEOUS :
Which of the following cannot be called an anti-inflationary measure?
Raising the Bank rates
Raising the reserve ratio requirements
Purchasing a securities in the open markets
Rationing of the credit
None of these
Answer- C
Question - 14
MISCELLANEOUS :
In context of business and banking, what is CRAR?
Capital to Risk Asset Ratio
Credit to Risk Asset Ratio
Capital to Risk Assessment Ratio
Credit Rate Asset Ratio
None of these
Answer- A
Question - 15
MISCELLANEOUS :
The monetary authority in India, via RBI, is bound to maintain a reserve against the notes issued, whatever may be the amount. This system is called as
Minimum Reserve System
Proportional Reserve System
Maximum Fiduciary Issue System
Simple Deposit system
None of these
Answer- B
Question - 16
MISCELLANEOUS :
Interest rates on which of the following deposit schemes are fixed by the RBI?
Fixed deposits above five years maturity
Recurring deposits
Savings bank
Flexi deposit scheme
None of these
Answer- C
Question - 17
MISCELLANEOUS :
Which of the following policies is known as Annual Policy Statement?
Annual budget of central Govt.
Credit and monetary policy of RBI
Foreign trade policy of DGFT
Regulations issued by SEBI
None of these
Answer- B
Question - 18
MISCELLANEOUS :
Govt. shareholding in public sector banks cannot be below
33%
51%
74%
76%
None of these
Answer- B
Question - 19
MISCELLANEOUS :
Credit Rating
Is used to rate the borrowers while giving advances
Is used to work out performance of the employees
Is used to calculate the number of excellent audit-rated branches
Is not used in any bank
None of these
Answer- A
Question - 20
MISCELLANEOUS :
The names of which of the following rates/ratios cannot be seen infinancial newspapers?
Bank Rate
Repo Rate
Statutory Liquidity Ratio
Pulse Rate
None of these
Answer- D
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